Tomorrow is not promised to anyone. Reasons for not having a will include procrastination and the unwillingness to accept death as part of life. Sometimes the realization that Wills are necessary comes too late – such as when an unexpected death occurs. To avoid the added stress on families during an already emotional time, it may be wise to meet with a Pamana Will-planning expert to help you draw up a basic Will at the minimum price, before it’s too late.