With Pamana Funeral Expense Benefit Plan

Because we are NOT insurance, we will not ask you any health or medically-related questions or physical tests. The only information required in determining your quote for your desired plan will be your age and gender.

Funeral Expense Benefit Plans are available from birth all the way up to age 85.

During the first 2 years of the benefit issue date, the participant will not be covered. If the participant passes away during the qualifying period only 50% of contributions paid will be refunded. We cannot deny any claim for death occurring more than two (2) years after the date of issue of this benefit during the lifetime of the covered participant unless contributions were not paid or death occurs due to illegal or terrorist activities.

We pay your chosen funeral home, cemetery or mortuary shipping company directly. If any left-over funds remain from the full-face value of your benefit coverage, we will direct those funds to the participant’s legal and/or probate fees, unpaid medical expenses and/or outstanding debts, as you direct us.